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Live Financial Intelligence

Financial Market Utilities & Benchmark Rates

Real-time macroeconomic benchmarks, central bank policy rates, global inflation indicators, sovereign bond yields, and commercial borrowing averages.

Central Bank Policy Rates

Official interest rate targets set by major central banks (Fed, ECB, BoE, BoC, RBA)

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🇺🇸 USD
4.50%
Federal Reserve (Fed)
Next Meeting: 2026-03-19
🇪🇺 EUR
3.00%
European Central Bank (ECB)
Next Meeting: 2026-03-06
🇬🇧 GBP
4.75%
Bank of England (BoE)
Next Meeting: 2026-03-20
🇨🇦 CAD
3.25%
Bank of Canada (BoC)
Next Meeting: 2026-03-12
Source: Global Central Bank Communications & Monetary Policy Reports • Freshness: Official Policy Rates (Latest Effective) • Updated: 2026-10-07 08:38:07 UTC

Sovereign 10-Year Bond Yields

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US 10-Year Treasury 4.35%
US 2-Year Treasury 4.15%
UK 10-Year Gilt 4.45%
German 10-Year Bund (EU Benchmark) 2.35%
France 10-Year OAT 3.10%

Global CPI Inflation Rates

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🇺🇸 United States
2.7% (Target: 2%)
🇪🇺 Eurozone
2.2% (Target: 2%)
🇬🇧 United Kingdom
2.6% (Target: 2%)
🇨🇦 Canada
2.4% (Target: 2%)
🇦🇺 Australia
2.8% (Target: 2.5%)

Commercial Borrowing & Savings APY Benchmarks

Mortgage Rates

US 30-Year Fixed Conforming 6.75%
US 15-Year Fixed Conforming 5.95%
US 5/1 ARM Initial 6.1%
UK 2-Year Fixed (75% LTV) 4.9%
UK 5-Year Fixed (75% LTV) 4.55%
Canada 5-Year Fixed (Insured) 4.49%

Savings & CD APY

Top High-Yield Savings (HYSA) APY 4.5%
1-Year CD Top Rate APY 4.65%
5-Year CD Top Rate APY 4.1%
Money Market Account Top APY 4.4%

Consumer Credit APR

National Average Credit Card APR 21.5%
Low-Interest Credit Card APR 17.25%
Personal Loan Average APR (Excellent Credit) 11.8%
Auto Loan 60-Month New Car Average APR 7.2%