UK National Insurance Calculator
Calculate Class 1 Employee and Class 4 Self-Employed National Insurance contributions.
UK PAYE salary, National Insurance, Stamp Duty (SDLT), and workplace pensions.
Calculate take-home pay under HMRC tax bands, student loan deductions, Stamp Duty Land Tax, and UK mortgage affordability.
Planning Essentials
Calculate Class 1 Employee and Class 4 Self-Employed National Insurance contributions.
Project your UK retirement pension pot, employer contributions, tax relief, and expected annuity or drawdown income.
Calculate UK take-home salary after PAYE income tax, Class 1 National Insurance, and pension contributions.
Calculate SDLT on residential property purchases in England & Northern Ireland for home movers and first-time buyers.
Calculate 9% salary deductions across Plan 1, Plan 2, Plan 4, Plan 5, and Postgraduate loans.
Fast monthly and weekly UK take-home wage estimator with pension and student loan options.
Planning Framework
Financial planning requires evaluating trade-offs across multiple interconnected variables. Clear mathematical models help turn complex money questions into structured, confident decisions.